UAE Zakat Calculator 2026 — Live Gold Nisab

How this calculator works

Nisab is calculated as 85 grams of pure (24K) gold at today's local price — currently 51085.00 AED. Gross zakatable assets = cash + gold value + investments + receivables + business assets. Deduct immediate debts due within one year. If net zakatable wealth ≥ nisab and has been held for one lunar year (hawl), Zakat due = 2.5% of net zakatable wealth. Silver nisab is not used in this version.

Frequently Asked Questions

Zakat al-Mal is the obligatory annual alms-giving on wealth in Islam — one of the Five Pillars. It equals 2.5% of net zakatable wealth above the nisab threshold, provided the wealth has been held for one lunar year (hawl).

Nisab is the minimum wealth threshold above which Zakat becomes obligatory. This calculator uses the gold nisab standard: 85 grams of pure (24K) gold at today's local price — currently 51085.00 AED. If your net wealth reaches this threshold and you've held it for one lunar year, Zakat is due.

Zakatable assets include: cash, bank balances and savings; gold and silver at market value; stocks and liquid investments; receivables you expect to collect; liquid business assets; unspent rental income; and cryptocurrency. Generally excluded: your primary residence, personal-use vehicle, and household furniture.

You may deduct immediate liabilities due within the next lunar year — such as rent due, upcoming loan instalments, and overdue bills. Long-term debts like mortgages are generally not fully deductible. Consult a qualified scholar for your specific situation.

Zakat is due after one full lunar year (approximately 354 days) of holding wealth above the nisab. Many Muslims choose to pay during Ramadan for the increased reward, but it can be paid at any point in the year. It helps to set a consistent annual date for calculation.

This is a matter of scholarly difference. The Hanafi school considers all gold zakatable including jewellery worn personally. The Maliki, Shafi'i and Hanbali schools generally exempt gold jewellery that is in active personal use. Most South Asian expats in GCC follow the Hanafi view and include jewellery. Consult a scholar from your own tradition.

UAE Zakat Calculator — Live Gold Nisab

This UAE Zakat calculator uses the live 24-karat gold price updated daily from Dubai's gold market to compute the nisab threshold in AED. The nisab is set at 85 grams of pure gold — the minimum wealth above which Zakat al-Mal becomes obligatory. Because gold prices in the UAE fluctuate with the global market, the nisab in AED changes daily, which is why a live calculator gives a more accurate result than a static one.

In the UAE, Zakat is a personal religious obligation. There is no government-mandated Zakat collection for individuals; however, many UAE residents and citizens fulfil their Zakat through the Zakat Fund (UAE), local mosques, or directly to eligible recipients. The Islamic Affairs and Charitable Activities Department (IACAD) in Dubai and the General Authority of Islamic Affairs and Endowments (AWQAF) provide guidance on Zakat distribution channels within the emirate.

Gold prices shown on DailyRates are sourced from Dubai's official gold market data, making this one of the most relevant Zakat calculators for UAE residents who hold gold jewellery or bullion denominated in AED.

Frequently Asked Questions

The nisab is the minimum wealth threshold above which Zakat becomes obligatory. It equals the value of 85 grams of pure (24K) gold at today's local price. Because the gold price in AED changes daily, the exact nisab figure is shown live on this page. As a rough guide, it is typically between AED 25,000 and AED 35,000 depending on the current gold price.

Scholarly opinions differ. The Hanafi school — widely followed by South Asian expats in the UAE — considers all gold zakatable including jewellery worn personally. The Maliki, Shafi'i and Hanbali schools generally exempt jewellery in active personal use. Many UAE scholars advise paying Zakat on jewellery as a precaution. Check with your preferred scholar or IACAD for a ruling suited to your situation.

Residents can pay through the UAE Zakat Fund (zakah.ae), IACAD in Dubai, AWQAF, approved charities, or directly to eligible recipients. Several UAE banks also offer Zakat payment services during Ramadan.

This is an estimation tool for guidance only. It uses the widely-accepted gold nisab standard (85g of 24K gold) and a 2.5% rate. For complex situations — business assets, shares, property, or debt questions — we recommend consulting a qualified Islamic scholar or your local religious authority.

Zakat Calculator — UAE

How this calculator works

Frequently Asked Questions

Zakat Calculator for GCC Countries

UAE Zakat Calculator — Live Gold Nisab

Frequently Asked Questions