Saudi Arabia Zakat Calculator 2026 — Live Gold Nisab

How this calculator works

Nisab is calculated as 85 grams of pure (24K) gold at today's local price — currently 52275.00 SAR. Gross zakatable assets = cash + gold value + investments + receivables + business assets. Deduct immediate debts due within one year. If net zakatable wealth ≥ nisab and has been held for one lunar year (hawl), Zakat due = 2.5% of net zakatable wealth. Silver nisab is not used in this version.

Frequently Asked Questions

Zakat al-Mal is the obligatory annual alms-giving on wealth in Islam — one of the Five Pillars. It equals 2.5% of net zakatable wealth above the nisab threshold, provided the wealth has been held for one lunar year (hawl).

Nisab is the minimum wealth threshold above which Zakat becomes obligatory. This calculator uses the gold nisab standard: 85 grams of pure (24K) gold at today's local price — currently 52275.00 SAR. If your net wealth reaches this threshold and you've held it for one lunar year, Zakat is due.

Zakatable assets include: cash, bank balances and savings; gold and silver at market value; stocks and liquid investments; receivables you expect to collect; liquid business assets; unspent rental income; and cryptocurrency. Generally excluded: your primary residence, personal-use vehicle, and household furniture.

You may deduct immediate liabilities due within the next lunar year — such as rent due, upcoming loan instalments, and overdue bills. Long-term debts like mortgages are generally not fully deductible. Consult a qualified scholar for your specific situation.

Zakat is due after one full lunar year (approximately 354 days) of holding wealth above the nisab. Many Muslims choose to pay during Ramadan for the increased reward, but it can be paid at any point in the year. It helps to set a consistent annual date for calculation.

This is a matter of scholarly difference. The Hanafi school considers all gold zakatable including jewellery worn personally. The Maliki, Shafi'i and Hanbali schools generally exempt gold jewellery that is in active personal use. Most South Asian expats in GCC follow the Hanafi view and include jewellery. Consult a scholar from your own tradition.

Saudi Arabia Zakat Calculator — Live Gold Nisab

This Saudi Arabia Zakat calculator computes the nisab threshold in SAR using the live 24K gold price sourced from Saudi gold markets. The nisab equals 85 grams of pure gold — typically between SAR 30,000 and SAR 45,000 depending on current gold prices.

Saudi Arabia has the General Authority of Zakat, Tax and Customs (ZATCA), which is responsible for collecting Zakat from Saudi businesses. For individuals, Zakat is a personal religious obligation. Citizens and residents typically pay through ZATCA's online portal, official charities such as the King Salman Humanitarian Aid and Relief Centre, or directly to eligible recipients.

Saudi Arabia is also home to Mecca and Madinah, drawing millions of Muslim pilgrims annually who fulfil their Zakat during Ramadan or Hajj season. Understanding the correct nisab in SAR is especially important for those calculating Zakat on gold jewellery, savings, and business assets held in the Kingdom.

Frequently Asked Questions

ZATCA (formerly GAZT) collects Zakat from Saudi-owned businesses and companies. For individual residents, Zakat remains a personal religious obligation and is not collected by the state. Individuals may pay through official charity channels, mosques, or directly to eligible recipients.

The nisab equals 85 grams of 24K gold at today's local SAR price. Because gold prices change daily, the exact figure is shown live on this page. As a guide, it typically falls between SAR 30,000 and SAR 45,000.

The dominant view among Saudi scholars (Hanbali school) is that gold jewellery in active personal use is exempt from Zakat. However, gold held as investment or ornamental pieces beyond personal use may be zakatable. Consult a local imam or the Imam Mohammad Ibn Saud Islamic University for a ruling.

No — this calculator is for Zakat al-Mal (wealth Zakat) only. Zakat al-Fitr is a fixed per-person amount set in staple food (rice, wheat, etc.) or its cash equivalent, announced by your local religious authority before Eid al-Fitr.

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Saudi Arabia Zakat Calculator — Live Gold Nisab

Frequently Asked Questions